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The Mortgage Works is a subsidiary of Nationwide with over 30 years’ experience. We offer a wide choice of Buy to Let and Let to Buy mortgages for experienced and first-time landlords. Every broker will have access to an expert Business Development Manager, helping them grow their business.

Products & Features

  • No minimum income requirements
  • No maximum age for Experienced Landlords at 65% LTV or less. For other applicants or LTVs, maximum age at application is 70 years
  • Lower rate taxpayer proposition with 125% interest cover ratio
  • Buy to Let and Let to Buy products up to 80% LTV. With a range of product fees to suit your clients’ needs
  • Limited Company proposition with products available up to 80% LTV and 125% Interest Cover Ratio
  • Portfolio landlords accepted, and no limit on number of properties held
  • HMO products available up to 75% LTV
  • Green Further Advance products available to support your clients in improving the energy efficiency of their properties.
  • A personalised Portfolio Review provided after the offer of a portfolio case, a tool to help make the most of your client’s portfolios.

Supporting you and your clients

Our Business Development Managers provide support face-to-face, on the phone and via video call across the UK, keeping you up to date.

Submit applications through TMW Online

TMW Online is our online application system for brokers, which provides fast processing and case tracking to give you an efficient case experience:

  • Submit your clients’ applications easily
  • Case tracking without the need to call – our systems are updated every 10 minutes
  • Immediate Decision in Principle
  • Scan and attach supporting documents
  • Download and print case documents online for your compliance records

Contact us

Broker Chat is an online instant messaging service, open until 5pm, Monday to Friday.

*Products from The Mortgage Works can be accessed by using Next Intelligence as your payment route.