Principality website

Making more possible for brokers and their clients, Principality Intermediaries has a common-sense approach to lending.

With field-based BDMs across England and Wales supported by a specialist intermediary team with either broker or underwriting experience, Principality has a proactive approach when considering the cases you place.

How we help brokers:

  • Flexible thinking: We aim to create solutions to help more people.
  • Experts on hand: We have open conversations, because we want to say yes.
  • Creating certainty: We aim to build smooth processes to enable speedy decision making.

What we offer:

  • Income boosts: Enhanced LTIs and income criteria to help with affordability
  • New build boosts: Shared ownership mortgages and help with builders’ incentives
  • Family boosts: Family support options including Joint Borrower Sole Proprietor Mortgages

Other key criteria*:

Residential Mortgages Buy to Let Mortgages
  • Full range of residential mortgages
  • Maximum of 4 applicants
  • Non-EEA nationals accepted with no LTV restriction
  • Accept first-time landlords
  • No minimum income requirements
  • Rates up to 75% LTV for New Build (England and Wales)
  • Holiday let rates up to 75% LTV
  • Let to Buy with no onward purchase

*Subject to underwriting and affordability.

Products from Principality can be accessed by using Next Intelligence as your payment route.