Perenna believe it’s time for a change in the mortgage market. For too long, the market has focussed on short-term lending. As a result, you constantly need to chase new business, and your customers are exposed to interest rate risk. 

Perenna focus on long-term value for our customers and our broker partners. They’ve made it their mission to create a nation of happy homeowners, where everyone who can afford a home can own one. Where homeowners don’t have to worry about rates changing or being denied access to mortgage products in the future. No teaser rates, no rising payments, no shocks. Perenna’s ambition is to provide fair and flexible mortgages that meet the needs of borrowers across the UK. 

Perenna offer 10–40-year fixed rate mortgages, with a short ERC of just 5 years. Products include interest-only and RIO options, as well as Deposit Unlock and Own New schemes for customers looking for a new build.     

Key Criteria & USPs 

Join the mortgage revolution  

Work with Perenna to offer stability with flexibility:   

• Payment certainty – No teaser rates, no rising payments, no shocks   

• Short ERC – Review or change mortgage without charge after 5 years   

• No max age limit – Providing more options for customers  

• Increased borrowing power – No SVR based stress tests 

• Partnerships that last – trail commission on review of customers’ needs

*Products from Perenna can be accessed by using Next Intelligence as your payment route.