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We are a specialist buy to let lender who help brokers find solutions for an array of different client and property scenarios. 

They lend to landlord clients who are looking to borrow both personally and through a variety of corporate structures. Keystone can also finance standard buy to lets and higher-yielding properties such as HMOs and Multi-Unit freeholds. 

Property Solutions for…

HMOs up to 15 occupants Ex-local Authority properties
Multi-units up to 15 units Student lets
High-rise flats Universal Credit Tenants
Flats above commercial Minimum property value – £75K
Studio flats – min 30sqm Multi-let (no HMO licence required)

Client Solutions for…

Up to 80% LTV Individuals, Trading Ltd Co, SPVs & LLPs
No minimum employment history First-time landlord for standard properties
Foreign Nationals residing in the UK First-time landlords on HMO/Multi units up to 6 occupants/6 units
Portfolio lending up to £10m No minimum income for existing landlords
Up to £2.5m per single property Gifted deposits & inter family sales accepted

Keystone Property Finance are particularly good at helping brokers who are struggling to place complex buy to let cases. With their flexible underwriting and experienced team of Business Development Managers Keystone can help you find the best solution for your client.

For help placing your buy to let cases contact the sales team on 0345 148 9086 option 1 or email enquiry@keystonepropertyfinance.co.uk

*Products from Keystone Property Finance can be accessed by using Next Intelligence as your payment route.