Keystone Property Finance website

Keystone Property Finance are a specialist buy to let lender who help brokers find solutions for an array of different client and property scenarios.

They lend to landlord clients who are looking to borrow both personally and through a variety of corporate structures. Keystone can also finance standard buy to lets and higher-yielding properties such as HMOs and Multi-Unit freeholds.

Property Solutions for:

  • HMOs up to 15 occupants
  • Universal Credit Tenants
  • Ex-local Authority properties
  • Flats above commercial
  • Multi-units up to 15 units
  • Minimum property value – £75K
  • Student lets
  • Studio flats – min 30sqm
  • High-rise flats
  • Multi-let (no HMO licence required)

Client Solutions for:

  • Up to 80% LTV
  • First-time landlords on HMO/Multi units up to 6 occupants/6 units
  • Individuals, Trading Ltd Co, SPVs & LLPs
  • Portfolio lending up to £15m
  • No minimum employment history
  • No minimum income for existing landlords
  • First-time landlord for standard properties
  • Up to £3m per single property
  • Foreign Nationals residing in the UK
  • Gifted deposits & inter family sales accepted


Keystone Property Finance are particularly good at helping brokers who are struggling to place complex buy to let cases. With their flexible underwriting and experienced team of Business Development Managers Keystone can help you find the best solution for your client.

For help placing your buy to let cases contact the sales team on 0345 148 9086 option 1 or email enquiry@keystonepropertyfinance.co.uk

*Products from Keystone Property Finance can be accessed by using Next Intelligence as your payment route.