Fleet Mortgages, the Buy-to-Let specialist lender, is an intermediary-only lender who caters to both professional and amateur landlords, on an Individual or Limited Company/Limited Liability Partnership (LLP) basis, for both regular residential properties, HMOs and Multi-Unit Freehold Blocks.

Current Service Levels

•    We always strive to keep our turnaround times to 24 hrs on DIPs, valuations, and documents
•    You can also get through direct to your underwriter
•    Or get a same day response by emailing us at sales@fleetmortgages.co.uk or your BDM direct

USPs

•    Rental calculations – starting at 125% @ 3.44%, available for all rate taxpayers
•    No stress testing/affordability checks on background BTL portfolio
•    Day 1 re-mortgages – we will lend against the new property value if significant works have been completed
•    Multiple sources of income accepted including rental income
•    Minimum age 21 (25 for first time landlord) up to maximum age 89 at start and 95 at end of mortgage term
•    Up to £5 million exposure with us
•    Properties next door are acceptable
•    We allow properties with balcony/deck access
•    Capital raising allowed for all purposes, excluding gambling and some tax bills
•    Free/discounted valuations on all standard and Limited Company/Limited Liability Partnership cases (not HMOs or MUFBs)

*Products from Fleet Mortgages can be accessed by using Next Intelligence as your payment route or you can use our packaging service. Please contact us for further details.