Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society. They exist to help brokers look after what matters most, their clients.

At Accord you can expect a common-sense approach in everything they do, with every case for every broker.

Flexible underwriting

If you have a trickier case to place, their flexible underwriting is there to make complex easy. In fact, in 2022 1 in 4 cases had underwriting flexibility applied, under their common-sense lending approach.

Cascade score

An alternative product range for brokers whose clients don’t meet Accord’s higher loan-to-value (LTV) scorecard but do meet their standard scorecard.

LTIs

Starting at 4.49 x LTI, going up to 5x for incomes over £50,000, and 5.5 x LTI for household incomes of £60,000 and over with Boost LTI.

Joint Borrower Sole Proprietor

Allows your client to add an immediate family member (who won't be living in the property) to their mortgage to help improve their affordability.

Deposit unlock

With up to 95% LTV on lending for new build houses, it’s a great way Accord can help brokers help more clients onto and up the property ladder.

A Buy to Let lender, not just a lender that does Buy to Let

Offering top-slicing, new build, lending in Scotland, ERC-free 5-year products, and more.

Understanding the need for speed and service 

Speed of service is key to get brokers that lending decision quickly.

Direct access to underwriters

You can contact directly, and they’ll manage the case from start to finish.

Easy to contact

Their instant chatbot and webchat is quick and easy. Or for more complex cases you can speak directly to Business Development Advisors.

Grow your business with the Growth Series

A range of free resources for brokers to help them grow their business. There are blogs, podcasts, guides and more!

*Products from Accord Mortgages can be accessed by using Next Intelligence as your payment route.